Michelle Black is a WealthFit Contributor. She's a credit expert with over 16 years of experience in the industry and a freelance writer. She specializes in credit reporting, credit scoring, financing (mortgages, credit cards, loans), debt eradication, budgeting, saving, and identity theft.
Michelle is also the founder of HerCreditMatters.com—a blog aimed at helping women support each other as they take charge of credit, money, family, and parenting issues in a safe, judgment-free space.
She holds a Bachelor's of Arts in Spanish and French from Winthrop University. When she isn't writing about credit and money, Michelle enjoys taking Tae Kwon Do classes with her two young children. She and her son currently hold first-degree black belts and her daughter is scheduled to join them, earning her black belt as well within the year.
More from Michelle
Learn the credit repair secret to learning what’s in your credit file, getting bad marks taken off your report, and upping your credit score
Wait. Why did your credit score drop? Here are some weird reasons for your lower credit that you never even thought of—and how to fix them.