Lance Cothern is a freelance writer and founder of the personal finance blog Money Manifesto. He holds a Certified Public Accountant license in the Commonwealth of Virginia and earned a Bachelor's of Business Administration with a major in Accounting at James Madison University. When he isn't busy writing about money, he can be found with his family enjoying the sand and sun at a local beach.
Learn what a WealthFit balanced portfolio is and how to balance yours with businesses, paper, commodities, and real estate
Is a late payment hurting your credit score? There's good news: you write a goodwill letter and ask the creditor to take it off your credit history.