Lance Cothern is a freelance writer and founder of the personal finance blog Money Manifesto. He holds a Certified Public Accountant license in the Commonwealth of Virginia and earned a Bachelor's of Business Administration with a major in Accounting at James Madison University. When he isn't busy writing about money, he can be found with his family enjoying the sand and sun at a local beach.
Learn how much you need to save each month—if you want to get ahead. If you can’t save 20% of your income . . . you need to make more money!
Learn how to get help paying down your medical debt — and how to avoid racking up unnecessary debt in the first place.
Learn how to calculate if you have too much student loan debt and how to permanently lower your student loan debt.