Michelle Black is a credit expert with over 16 years of experience in the industry and a freelance writer. She specializes in credit reporting, credit scoring, financing (mortgages, credit cards, loans), debt eradication, budgeting, saving, and identity theft. Black is also the founder of HerCreditMatters.com—a blog aimed at helping women support each other as they take charge of credit, money, family, and parenting issues in a safe, judgment-free space. She holds a Bachelor's of Arts in Spanish and French from Winthrop University.
Discover how to create a simple budget — and 7 specific ways to make it stick.
Wondering how to get out of a car loan? Learn 5 ways to do so without hurting your credit score.
Learn the many ways to get part (... or even ALL) of your credit card debt permanently forgiven.