Michelle Black is a credit expert with over 16 years of experience in the industry and a freelance writer. She specializes in credit reporting, credit scoring, financing (mortgages, credit cards, loans), debt eradication, budgeting, saving, and identity theft. Black is also the founder of HerCreditMatters.com—a blog aimed at helping women support each other as they take charge of credit, money, family, and parenting issues in a safe, judgment-free space. She holds a Bachelor's of Arts in Spanish and French from Winthrop University.
Learn how hard inquiries affect your credit score and how to minimize the damage when shopping for a car, a house, or a personal loan.
Learn how to build your business credit score so you can get access to business loans with low interest rates.
Learn a step-by-step process to build (or fix!) your credit fast with a credit card—pick the right card and use it wisely.