Debt StrategySee All

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How To Get Help With Medical Debt: 6 Organizations That Will Pay Your Medical Bills in 2021

Learn how to get help paying down your medical debt — and how to avoid racking up unnecessary debt in the first place.

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How To Eliminate Your Debt by Filing for Bankruptcy

What are the advantages of filing bankruptcy? What are the downsides of filing for bankruptcy? Find out in this guide. Plus, learn alternative ways to reduce or eliminate your debt quickly.

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Sitting At Home? Get a Financial Education Today — For Free

If you’re staying at home to help stop the spread of Coronavirus, or Covid-19, chances are you’ve already filled your time with movies and games. Why not use this time to learn about money? 

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How To Graduate Debt Free

Learn how to graduate with NO student debt by thoroughly researching a career, winning free money, and picking a major with a high ROI.

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Stuck With a Bad Car Loan? Here’s How to Get Out of It

Learn 3 ways to get out of a car loan without hurting your credit score.

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What Is Credit Card Debt “Forgiveness”?

Learn the many ways to get part (... or even ALL) of your credit card debt permanently forgiven.

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How To Find a [FREE] Consumer Credit Counselor

Learn how to find and use FREE consumer credit counselors to get advice and plans for tackling bad debt.

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Credit Card APR—Everything You Need To Know

Discover everything you need to know about Credit Card Annual Percentage Rates (APR). Plus, learn how to calculate your interest payments.

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11 Rules For Marrying Someone With Student Loan Debt

Learn 11 rules to follow when marrying someone with student loan debt. Don’t let debt ruin your relationship—work towards a debt-free future.

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Do You Have Too Much Student Debt? Use This Rule To Figure It Out

Learn how to calculate if you have too much student loan debt and how to permanently lower your student loan debt.

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How To Do A Balance Transfer: The RIGHT Way

Learn how to do a balance transfer that lowers your interest rate, saves you money, boosts your credit score, and gets you out of debt fast.

Financial Adulting
Zero Student Debt
Getting Out of Debt
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Pay Off Your Mortgage With a Credit Card: When Does It Make Sense?

Paying the mortgage with a credit card may seem like a radical strategy. But is it right for you? In this article, we explain how to pay your mortgage with a credit card and when it makes sense to do so.

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How To Get Out of Bad Debt For Good

The 6-step WealthFit debt strategy: the best way to permanently get out of bad debt and start building real wealth.

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Is Dave Ramsey's "Debt Snowball Method" Right For You?

If you’ve accumulated debt before acquiring the habits necessary to repay it, the debt snowball may be for you.

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The Best Way to Consolidate Credit Card Debt

The best method of consolidating credit card debt is through a personal loan at a credit union. Get the best repayment terms.

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Why You Need (At Least) a $1,000 Emergency Fund

How do you prepare for the unexpected? Cash savings will release you from the anxiety of the unpredictable.

BudgetingSee All

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How Does Unemployment Work?

How does unemployment work? In this article, we explain how to apply for unemployment benefits step by step. Plus, learn how to maintain health insurance while being unemployed.

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10 Ways To Get Married On A Budget

A wedding today costs on average $38,700, according to a recent report. Learn how to curb your spending and save money in the process while still having the wedding of your dreams.

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How to Create a “Simple” Budget

Discover how to create a simple budget — and 7 specific ways to make it stick.

Master Your Cashflow
Money 101 for Teens
Smart Budgeting
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Financial Stress Got You Down? Here's the Quick Fix ...

Don’t let money issues and financial stress ruin your life. Learn how to take control of your finances and thrive.

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How To Stop Spending Money You Don't Have

Are you a chronic overspender? If so, you need to understand how to stop spending money. Learn how to manipulate the habit loop to permanently change any bad habit and spend less money.

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Are You a Restaurant Server? Here's How To Budget When You Work for Tips

Learn how to budget when you work for tips. How to take control of your finances in the service industry.

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When "Penny Hoarding" Goes Wrong ...

Saving money is great—but not if it costs you something more valuable: your time.

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10 Ways to Say ‘I Love You’ Without Spending (Much) Money

Expensive presents say “I love you” in the short term, but what about the long-term? Show how much you care without breaking the bank.

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How To Budget Effectively ... Even If You're Bad With Numbers

People who fear budgets don’t understand them. Budgeting is about psychology, not accounting. Budget to be happier and more productive.

Building CreditSee All

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How To Pay To Delete A Negative Mark On Your Credit Report (Templates Included)

Learn how to use a pay for delete letter to remove negative items on your credit report. Then, take action by utilizing the templates provided to remove the negative item and boost your credit score so that you can qualify for low-interest loans. 

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How To Cancel a Credit Card Without Hurting Your Credit Score

Learn why canceling a credit card can hurt your credit score, the 8-step process to canceling your card without hurting your score, and alternative options to canceling.

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4 Ways To Get a Derogatory Mark Off Your Credit Report

Discover what derogatory marks are, how they drag down your credit score, and how to get them removed from your credit report.

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Credit Card Annual Fees: The Hidden Cost of Miles & Perks

Learn what a credit card annual fee is, how much it costs, and when it makes sense to apply for a card that has an annual fee.

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What Can You Do With A 700 Credit Score?

Discover what you can and can’t do with a 700 credit score. Then, learn how to grow your score to get more funding and lower interest rates.

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How To Get Your First Credit Card

Follow this step-by-step guide to learn how and when to get your first credit card and start building your credit score.

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Do Authorized Users Build Credit?

Learn how authorized users build credit from — and the risks to avoid when adding someone on your accounts.

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How Hard Inquiries Affect Your Credit Score

Learn how hard inquiries affect your credit score and how to minimize the damage when shopping for a car, a house, or a personal loan.

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How To Use A Credit Card To Build [Or Fix!] Your Credit Score

Learn a step-by-step process to build (or fix!) your credit fast with a credit card—pick the right card and use it wisely.

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How To Improve Your Credit Score In 30 Days

Want to improve your credit score fast? Learn 3 different strategies to improve your credit score in 30 days or less.

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609 Credit Repair: The Free & Easy Credit Repair Tactic

Learn how to use a 609 credit repair letter to remove “unverifiable” bad marks and boost your credit score.

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Credit Cards for Kids: How to Jump-Start Your Kid’s Credit Score

The earlier your children learn to responsibly use and build credit, the better. Learn how to jump-start your kid's financial future with a credit card.

Intro to Credit
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Why Did My Credit Score Drop? 4 Reasons for Your Lower Credit Score You Haven't Even Considered

Wait. Why did your credit score drop? Here are some weird reasons for your lower credit that you never even thought of—and how to fix them.

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7 Easy Ways to Build Your Credit Score

Here are 7 important ways to raise your credit score to new heights. Use these credit tactics to go from zero to hero.

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How to Write A Goodwill Letter That WORKS [Templates Included]

Is a late payment hurting your credit score? There's good news: you write a goodwill letter and ask the creditor to take it off your credit history.

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Buy Tradelines: How to Buy Someone Else's Credit Score

Did you know you can buy someone else's high credit score? Several companies allow individuals to buy and sell authorized tradelines.

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The 850 Club: How To Achieve a Perfect Credit Score

Few people have perfect credit scores. Wanna join the club? Here’s how to boost your score and open interest rate doors you can’t imagine.

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How to Use Your Rent to Build Your Credit Score

It’s hard to build your credit score if you’re not using any debt. But did you know you can have your rent reported on your credit report?

Home BuyingSee All

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Use A Rehab Loan To Affordably Renovate Your Home

Discover how to use a FHA 203(k) or a FannieMae HomeStyle loan to renovate your house at a price you can afford. Plus, learn the one type of loan you should avoid at all costs.

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How to Buy a House with Little to No Money Down

Find out how to buy a house with no money down, along with programs that allow you to purchase a home with as little as a down payment of 3%. Plus, find out why a 20% downpayment is a myth and not a requirement.

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What Are HOA Fees?

In this article, we answer the question: "what are hoa fees"? Learn what HOA fees pay for, how much these fees cost, and whether or not they’re right for you and your finances.

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How To Save Big On Taxes By Buying Your First Home

Learn the 6 ways homeowners save big on taxes—plus learn what you can and can’t deduct.

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How To Buy A House With A Friend: The Ultimate Guide

Learn how buying a house with a friend can make your home-buying dollar go further and build wealth. Plus, discover how to create a clear and fair agreement to avoid the common pitfalls.

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Check Out Your New Home: The Ultimate Home Inspection Checklist

Buying a home is a big decision. It pays to protect yourself from big repairs and costly problems later on. Know how to check your new home.

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How to Negotiate Your Mortgage Rate

Can you negotiate mortgage rates? Can you find cheaper mortgages? The answer to both these questions is YES— and you should! Here’s why . . .

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The First-Time Home Buyer’s Guide: How To Buy a House in 8 Easy Steps

Are you a first-time home buyer? Do you want to be? Here’s how you can make your dream a reality and buy a house in just eight steps.

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The Complete Guide to the FHA Loan Process

Want to buy a home but not sure if you can afford it? See if you can apply for an FHA loan and make a down payment for as little as 3.5%

Retirement StrategySee All

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How To Use A Reverse Annuity Mortgage To Increase Your Retirement Income

Learn what a reverse annuity is, advantages, disadvantages, and eligibility requirements. Plus, learn additional ways to boost your income during retirement.

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How To Set Up A Trust Fund

Learn the intricacies of the trust fund, a flexible and powerful tool can help many people achieve their estate planning goals.

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How to Retire Early Using a 4-Step “Blueprint”

Learn how to retire early in four simple steps. You need an extraordinary plan if you want to retire early — and this is it. This is your “early retirement blueprint.” Let’s get started ...

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How Do Annuities Work?

Learn everything you need to know about this investment option — including why probably shouldn’t buy one.

The Early Retirement Blueprint
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4 Ways to Kickstart Retirement in Your 20s So You Can Kick Back in Your 60s

Are you saving up for your retirement? If not, you should be. Here’s how you can start now so that you can enjoy your golden years.

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Your Battle Against Time: How to Conquer Inflation & Rescue Your Retirement Plan

Did you know that inflation can actually ruin your retirement? Here are 6 smart ways you can protect your retirement from inflation.

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The Magic of Stock Index Funds: How To Consistently Grow Your Retirement Fund [With Less Risk]

To most people the stock market feels like gambling. But stock index funds have consistently outperformed most actively managed funds.

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The BIG Difference Between a Roth IRA & a Traditional IRA

IRAs are great ways to save for retirement. But this one difference will determine whether or you want a Traditional or a Roth IRA.

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Do You Have the Best 401(k) Plan? Double-Check Your Fees ...

If you don’t know what your 401(k) fees are, you’re probably leaving money on the table. Don’t let the fees kill your nest egg.

Freeing Your 401(k)

Tax StrategySee All

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How to File an IRS Extension in 2021

Learn how to file an extension to move the due date of your taxes — plus learn when you should and shouldn’t extend.

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How To Avoid an IRS Audit

Learn the red flags that the IRS looks for, what the audit process entails, how far back the IRS can audit, and how to avoid it.

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The Ultimate Guide to Filing Taxes

Taxes can be complicated, but understanding the proper ways to file can ease the process and save you money. In this article, discover the 7-step process to filing taxes, how to decide if you need a tax professional, and when your taxes are due.

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4 Proven Ways to Pay Less Taxes

Learn four strategies to lower your tax bill and keep more of what you earn.

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10 Ways To Use Your Tax Refund to Make More Money

Discover the top 10 ways to use your tax refund to grow your wealth — AND the 5 things you definitely want to avoid.

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How To Save Big On Taxes By Buying Your First Home

Learn the 6 ways homeowners save big on taxes—plus learn what you can and can’t deduct.

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The Most Effective Tax Strategies To Reduce Taxable Income

Learn how to use tax strategies to keep more of the money you earn. Learn how to use both personal and business tax deductions.

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First Time Filing Small Business Taxes? Here’s How . . .

Learn the intricacies of filing small business taxes for the first time, from doing basic calculations to deducting expenses.

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How Tax “Write-Offs” Really Work

Learn how tax write-offs work and how you can use them to pay less taxes — plus learn the difference between credits and deductions.

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The Ultimate List Of Tax-Advantaged Accounts

Learn how to use 12 different accounts to grow your savings and guard against taxes.

Pay Less Taxes
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The Estate Tax Explained: How Much Will Your Children Get?

If you inherit money, do you have to pay an inheritance tax? In this article, we explain the inheritance tax, how much it currently is, and 4 proven strategies to avoid it so that your children can pay less tax.

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Give Back & Get Back: How to Maximize Your Charity Tax Deductible Donation

Learn how tax deductible donations can reduce your taxes, how tax laws affect charitable tax deductions, and what you can do to maximize during tax time.

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25 Most Ridiculous Taxes of All Time

From playing cards to buying vending machine fruit, here are some of the most ridiculous taxes across the country.

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Full Time Job and Side Business Taxes: Top 10 Tax Deductions

You know you can make money with a side hustle. But did you know you can keep money during tax season with a side business? Here’s how.

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6 Ways Entrepreneurs Pay LESS Taxes Than Most People

There are several tax advantages business owners and freelancers can take advantage of. But first, you have to know what they are. Learn 6 tax benefits for entrepreneurs in this article so that you can lower your taxes and save money.

InsuranceSee All

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How Does Life Insurance Work?

Discover the difference between term, whole, and universal life insurance — and learn how to use ”Indexed Universal Life Insurance” to accelerate wealth.

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What Is Hazard Insurance?

Find out what hazard insurance is, how it protects your home in the event of a disaster, and how to NOT overpay for it.

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How To Use Indexed Universal Life [IUL] Insurance

Learn how to use indexed universal life insurance to protect your family with quality life insurance & earn tax-deferred ROIs.

The Hidden Power of Life Insurance
Wealth That Lasts
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Everything You Need to Know About Insurance

What is insurance? When do you need it? When don't you need it? It's time to put the "sure" in insured.

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How to Insure Against Disability and Job Loss

The prospect of losing your job and your income is scary. So should you buy income protection insurance? Learn what is and whether it’s not right for you in this article.

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Stay Safe & Save: 6 Types of Insurance That Waste Your Money

Insurance keeps us safe, but we want our money to be safe too. Here are 6 instances when insurance is a waste of money.

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Why You (Probably) Don’t Need Dental Insurance

Your smile is an invaluable asset. But some dental insurance plans cost you more than they save.

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6 Different Kinds of Car Insurance: Which is Right for You?

If you don’t know what your car insurance plan covers—now’s the time to find out. You’ll be surprised by how much you can save.

SavingSee All

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The 17 Cheapest Ways To Travel in 2021

Discover ways to save money on airfare, lodging, and food in 2021. Plus, learn why a vacation is critical to your long term health and your productivity.

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How Does Unemployment Work?

How does unemployment work? In this article, we explain how to apply for unemployment benefits step by step. Plus, learn how to maintain health insurance while being unemployed.

article
Sitting At Home? Get a Financial Education Today — For Free

If you’re staying at home to help stop the spread of Coronavirus, or Covid-19, chances are you’ve already filled your time with movies and games. Why not use this time to learn about money? 

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4 Ways To Conserve Your Money During the Coronavirus Crisis

Follow this simple 4-step process to spend less and save money during the coronavirus pandemic. Plus, pick from our list of 101 side hustles to boost your income.

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How Much Should You Spend on an Engagement Ring?

Here’s the right way to shop for an engagement ring. Learn how to show your care without disrupting your financial goals.

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6 Ways to Avoid Overdraft Fees

Learn 6 ways to never pay overdraft fees again protect your bank balance.

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What’s the Best Type of Savings Account?

Discover 4 different types of savings accounts, why their returns are terrible, and how to invest your money instead.

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8 Ways to Save Money on Gas For Commuters

Discover 8 different ways to save money on gas as a commuter — including taxes, simple auto repair, fuel selection, and carpooling!

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How Much You (Really) Should Save Each Month 

Learn how much you need to save each month—if you want to get ahead. If you can’t save 20% of your income . . . you need to make more money!

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The Ultimate List Of Tax-Advantaged Accounts

Learn how to use 12 different accounts to grow your savings and guard against taxes.

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How To Immediately Lower Your Cell Phone Bill

Odds are you’re overpaying for your cell phone BIG TIME. Learn how to get that bill lowered in just a few steps.

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Your Savings Can Save YOU: How to Save Money for Emergencies, Retirement, & Investing

You need to start saving. Now. Learn how to save right and save yourself a world of trouble.

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10 Low-Cost Alternatives to Cable TV

Cutting your cable bill is an easy way to save tons of money. If you have home internet you already have access to on demand entertainment.

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Pack Your Lunch, Pack Your Wallet: How To Save Money on Lunch at Work

Packing your lunch is an easy way to save thousands a year. Learn how to save money on lunch by packing your food — and sticking with it.

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You’re Paying Too Much: 7 Bills You Can Negotiate to Save Big

Stop overpaying for things you can negotiate. A small amount of negotiating can turn into real long-term savings.

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When "Penny Hoarding" Goes Wrong ...

Saving money is great—but not if it costs you something more valuable: your time.