Master your money

Learn how to get help paying down your medical debt — and how to avoid racking up unnecessary debt in the first place.

What are the advantages of filing bankruptcy? What are the downsides of filing for bankruptcy? Find out in this guide. Plus, learn alternative ways to reduce or eliminate your debt quickly.

If you’re staying at home to help stop the spread of Coronavirus, or Covid-19, chances are you’ve already filled your time with movies and games. Why not use this time to learn about money? 

Learn how to graduate with NO student debt by thoroughly researching a career, winning free money, and picking a major with a high ROI.

Learn 3 ways to get out of a car loan without hurting your credit score.

Learn the many ways to get part (... or even ALL) of your credit card debt permanently forgiven.

Learn how to find and use FREE consumer credit counselors to get advice and plans for tackling bad debt.

Discover everything you need to know about Credit Card Annual Percentage Rates (APR). Plus, learn how to calculate your interest payments.

Learn 11 rules to follow when marrying someone with student loan debt. Don’t let debt ruin your relationship—work towards a debt-free future.

Learn how to calculate if you have too much student loan debt and how to permanently lower your student loan debt.

Learn how to do a balance transfer that lowers your interest rate, saves you money, boosts your credit score, and gets you out of debt fast.

Paying the mortgage with a credit card may seem like a radical strategy. But is it right for you? In this article, we explain how to pay your mortgage with a credit card and when it makes sense to do so.

The 6-step WealthFit debt strategy: the best way to permanently get out of bad debt and start building real wealth.

If you’ve accumulated debt before acquiring the habits necessary to repay it, the debt snowball may be for you.

The best method of consolidating credit card debt is through a personal loan at a credit union. Get the best repayment terms.

How do you prepare for the unexpected? Cash savings will release you from the anxiety of the unpredictable.

How does unemployment work? In this article, we explain how to apply for unemployment benefits step by step. Plus, learn how to maintain health insurance while being unemployed.

A wedding today costs on average $38,700, according to a recent report. Learn how to curb your spending and save money in the process while still having the wedding of your dreams.

Discover how to create a simple budget — and 7 specific ways to make it stick.

Don’t let money issues and financial stress ruin your life. Learn how to take control of your finances and thrive.

Are you a chronic overspender? If so, you need to understand how to stop spending money. Learn how to manipulate the habit loop to permanently change any bad habit and spend less money.

Learn how to budget when you work for tips. How to take control of your finances in the service industry.

Saving money is great—but not if it costs you something more valuable: your time.

Expensive presents say “I love you” in the short term, but what about the long-term? Show how much you care without breaking the bank.

People who fear budgets don’t understand them. Budgeting is about psychology, not accounting. Budget to be happier and more productive.

Learn how to use a pay for delete letter to remove negative items on your credit report. Then, take action by utilizing the templates provided to remove the negative item and boost your credit score so that you can qualify for low-interest loans. 

Learn why canceling a credit card can hurt your credit score, the 8-step process to canceling your card without hurting your score, and alternative options to canceling.

Discover what derogatory marks are, how they drag down your credit score, and how to get them removed from your credit report.

Learn what a credit card annual fee is, how much it costs, and when it makes sense to apply for a card that has an annual fee.

Discover what you can and can’t do with a 700 credit score. Then, learn how to grow your score to get more funding and lower interest rates.

Follow this step-by-step guide to learn how and when to get your first credit card and start building your credit score.

Learn how authorized users build credit from — and the risks to avoid when adding someone on your accounts.

Learn how hard inquiries affect your credit score and how to minimize the damage when shopping for a car, a house, or a personal loan.

Learn a step-by-step process to build (or fix!) your credit fast with a credit card—pick the right card and use it wisely.

Want to improve your credit score fast? Learn 3 different strategies to improve your credit score in 30 days or less.

Learn how to use a 609 credit repair letter to remove “unverifiable” bad marks and boost your credit score.

The earlier your children learn to responsibly use and build credit, the better. Learn how to jump-start your kid's financial future with a credit card.

Wait. Why did your credit score drop? Here are some weird reasons for your lower credit that you never even thought of—and how to fix them.

Here are 7 important ways to raise your credit score to new heights. Use these credit tactics to go from zero to hero.

Is a late payment hurting your credit score? There's good news: you write a goodwill letter and ask the creditor to take it off your credit history.

Did you know you can buy someone else's high credit score? Several companies allow individuals to buy and sell authorized tradelines.

Few people have perfect credit scores. Wanna join the club? Here’s how to boost your score and open interest rate doors you can’t imagine.

It’s hard to build your credit score if you’re not using any debt. But did you know you can have your rent reported on your credit report?

Discover how to use a FHA 203(k) or a FannieMae HomeStyle loan to renovate your house at a price you can afford. Plus, learn the one type of loan you should avoid at all costs.

Find out how to buy a house with no money down, along with programs that allow you to purchase a home with as little as a down payment of 3%. Plus, find out why a 20% downpayment is a myth and not a requirement.

In this article, we answer the question: "what are hoa fees"? Learn what HOA fees pay for, how much these fees cost, and whether or not they’re right for you and your finances.

Learn the 6 ways homeowners save big on taxes—plus learn what you can and can’t deduct.

Learn how buying a house with a friend can make your home-buying dollar go further and build wealth. Plus, discover how to create a clear and fair agreement to avoid the common pitfalls.

Buying a home is a big decision. It pays to protect yourself from big repairs and costly problems later on. Know how to check your new home.

Can you negotiate mortgage rates? Can you find cheaper mortgages? The answer to both these questions is YES— and you should! Here’s why . . .

Are you a first-time home buyer? Do you want to be? Here’s how you can make your dream a reality and buy a house in just eight steps.

Want to buy a home but not sure if you can afford it? See if you can apply for an FHA loan and make a down payment for as little as 3.5%

Learn what a reverse annuity is, advantages, disadvantages, and eligibility requirements. Plus, learn additional ways to boost your income during retirement.

Learn the intricacies of the trust fund, a flexible and powerful tool can help many people achieve their estate planning goals.

Learn how to retire early in four simple steps. You need an extraordinary plan if you want to retire early — and this is it. This is your “early retirement blueprint.” Let’s get started ...

Learn everything you need to know about this investment option — including why probably shouldn’t buy one.

Are you saving up for your retirement? If not, you should be. Here’s how you can start now so that you can enjoy your golden years.

Did you know that inflation can actually ruin your retirement? Here are 6 smart ways you can protect your retirement from inflation.

To most people the stock market feels like gambling. But stock index funds have consistently outperformed most actively managed funds.

IRAs are great ways to save for retirement. But this one difference will determine whether or you want a Traditional or a Roth IRA.

If you don’t know what your 401(k) fees are, you’re probably leaving money on the table. Don’t let the fees kill your nest egg.

Learn how to file an extension to move the due date of your taxes — plus learn when you should and shouldn’t extend.

Because of the economic impact of Coronavirus pandemic, the IRS filing deadline — what’s known as “tax day” — has officially been moved by three months, providing tax relief.

Learn the red flags that the IRS looks for, what the audit process entails, how far back the IRS can audit, and how to avoid it.

Taxes can be complicated, but understanding the proper ways to file can ease the process and save you money. In this article, discover the 7-step process to filing taxes, how to decide if you need a tax professional, and when your taxes are due.

Learn four strategies to lower your tax bill and keep more of what you earn.

Discover the top 10 ways to use your tax refund to grow your wealth — AND the 5 things you definitely want to avoid.

Learn the 6 ways homeowners save big on taxes—plus learn what you can and can’t deduct.

Learn how to use tax strategies to keep more of the money you earn. Learn how to use both personal and business tax deductions.

Learn the intricacies of filing small business taxes for the first time, from doing basic calculations to deducting expenses.

Learn how tax write-offs work and how you can use them to pay less taxes — plus learn the difference between credits and deductions.

Learn how to use 12 different accounts to grow your savings and guard against taxes.

If you inherit money, do you have to pay an inheritance tax? In this article, we explain the inheritance tax, how much it currently is, and 4 proven strategies to avoid it so that your children can pay less tax.

Learn how tax deductible donations can reduce your taxes, how tax laws affect charitable tax deductions, and what you can do to maximize during tax time.

From playing cards to buying vending machine fruit, here are some of the most ridiculous taxes across the country.

You know you can make money with a side hustle. But did you know you can keep money during tax season with a side business? Here’s how.

There are several tax advantages business owners and freelancers can take advantage of. But first, you have to know what they are. Learn 6 tax benefits for entrepreneurs in this article so that you can lower your taxes and save money.

Discover the difference between term, whole, and universal life insurance — and learn how to use ”Indexed Universal Life Insurance” to accelerate wealth.

Find out what hazard insurance is, how it protects your home in the event of a disaster, and how to NOT overpay for it.

Learn how to use indexed universal life insurance to protect your family with quality life insurance & earn tax-deferred ROIs.

What is insurance? When do you need it? When don't you need it? It's time to put the "sure" in insured.

The prospect of losing your job and your income is scary. So should you buy income protection insurance? Learn what is and whether it’s not right for you in this article.

Insurance keeps us safe, but we want our money to be safe too. Here are 6 instances when insurance is a waste of money.

Your smile is an invaluable asset. But some dental insurance plans cost you more than they save.

If you don’t know what your car insurance plan covers—now’s the time to find out. You’ll be surprised by how much you can save.

Discover ways to save money on airfare, lodging, and food. Plus, learn why a vacation is critical to your long term health and your productivity.

How does unemployment work? In this article, we explain how to apply for unemployment benefits step by step. Plus, learn how to maintain health insurance while being unemployed.

If you’re staying at home to help stop the spread of Coronavirus, or Covid-19, chances are you’ve already filled your time with movies and games. Why not use this time to learn about money? 

Follow this simple 4-step process to spend less and save money during the coronavirus pandemic. Plus, pick from our list of 101 side hustles to boost your income.

Here’s the right way to shop for an engagement ring. Learn how to show your care without disrupting your financial goals.

Learn 6 ways to never pay overdraft fees again protect your bank balance.

Discover 4 different types of savings accounts, why their returns are terrible, and how to invest your money instead.

Discover 8 different ways to save money on gas as a commuter — including taxes, simple auto repair, fuel selection, and carpooling!

Learn how much you need to save each month—if you want to get ahead. If you can’t save 20% of your income . . . you need to make more money!

Learn how to use 12 different accounts to grow your savings and guard against taxes.

Odds are you’re overpaying for your cell phone BIG TIME. Learn how to get that bill lowered in just a few steps.

You need to start saving. Now. Learn how to save right and save yourself a world of trouble.

Cutting your cable bill is an easy way to save tons of money. If you have home internet you already have access to on demand entertainment.

Packing your lunch is an easy way to save thousands a year. Learn how to save money on lunch by packing your food — and sticking with it.

Stop overpaying for things you can negotiate. A small amount of negotiating can turn into real long-term savings.

Saving money is great—but not if it costs you something more valuable: your time.